There’s a couple ways to answer the question of when to lock your mortgage rate.  If you are purchasing a home, you likely have purchase contract constraints such as the settlement deadline that forces you to lock by a certain date in order to close on your house in time.  In the case of a [...]

If you’re trying to make the plunge and lock in at a low mortgage rate, you’re either going to need to depend on the advice of your mortgage professional, or take the time to “read” the market.
If you are relying on your mortgage professional to lock your rate (which in reality, should be the case), [...]